What is excluded from BNPL? The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.ĭo I still have to pay my monthly minimum payment? Yes, allocating payments to BNPL will not cover the minimum payment on your account. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. Any outstanding balance plus the interest will now become payable.Īs the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. What happens after the delayed payment period? You can allocate your payment to the specific BNPL you wish to pay off. How do I make a BNPL payment? To make a full or partial payment simply log into your account. Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period. ![]() How to avoid paying interest? You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. This means you will pay interest on interest. The interest will be added to your account as a lump sum at the end of the delayed payment period. How is interest calculated? Interest is calculated from date of order and compounded daily. If you are eligible for BNPL your offer details will be confirmed in checkout. The delayed payment period and qualifying minimum order value is subject to offer and your account status and may be different to the values shown here. Subject to eligibility, you may choose from:īNPL for 6 months when you spend £50 or more.īNPL for 12 months when you spend £300 or more. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). ![]() This is completely normal and to be expected.BNPL is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. Therefore, the scent of raw ingredients will be more noticeable and potentially stronger with some formulas. Please note, Saie is a totally fragrance-free brand, this means their products contain perfume, fragrance essential oil or masking scent ingredients. If you're not sure, test it out on your hand. *Its good to note that water-based Glowy Super Gel plays well with most foundation formulas, as long as the foundation isn't too oily. Get to know 'Sunglow' when you want a kiss of bronze: instant beach vacay for light/medium skin, instant luminous perfection for deeper skin tones. Go with 'Starglow' for a pure, super-natural glow that elevates every skin it touches. Use it for all over glow on your face, or anywhere you bare, like chest and collarbones, shoulders and legs. Prime with it under foundation* or tinted SPF. Use Glowy Super Gel alone for an easy no-make up moment. Mix a few drops of Glowy Super Gel into your foundation to brighten up the finish. ![]() Try one-two pumps to start, and apply after any serum, oil or untinted moisturiser.
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